45bvip Privacy Policy – How Your Data Is Protected

1 Introduction and Data Controller

The 45bvip is the Sports Betting and online casino platform available at 45bvip.net, operated and controlled by the company responsible for the 45bvip brand, headquartered in Brazil. For the purposes of the General Data Protection Law (LGPD – Lei nº 13.709/2018), the 45bvip is the controller of your personal data — meaning it is the entity that makes decisions about the collection, use, storage, and sharing of the information you provide to us.

This Privacy Policy applies to all registered members and visitors of the 45bvip, regardless of whether they have made deposits or placed bets. It covers every way we collect data: registration forms, platform usage, support communications, financial transactions, and interactions with specific features such as live betting, casino games, and the VIP Program.

2 What Data We Collect

The 45bvip collects different categories of personal data depending on the purpose. Below is a detailed overview of each category:

In addition to data you provide directly, the 45bvip may collect data from external sources when necessary to fulfill legal obligations, such as identity verification bureaus and politically exposed persons (PEP) lists required under Brazilian anti-money laundering regulations.

3 How We Use Your Data

The data collected by the 45bvip are used exclusively for the following purposes:

• Service delivery: give you access to live Sports Betting, casino games, crash games, Blackjack, the VIP Program, and all other 45bvip products.
• Account management: create and maintain your account, process deposits and withdrawals via Pix, bank slip, credit and debit card, PicPay, Mercado Pago, and TED, and manage your profile.
• Identity verification (KYC): verify your identity and age in compliance with the regulatory requirements applicable to the sports betting market in Brazil.
• Fraud prevention and security: detect suspicious activity, prevent money laundering, identify multiple accounts, and protect the integrity of the platform.
• Customer support: answer questions, resolve technical and financial issues, and maintain interaction history for future reference.
• Communications: send notifications about your account, bet results, 45bvip promotions, and important updates — with the option to unsubscribe from marketing communications at any time.
• Responsible gambling: monitor usage patterns that may indicate problematic behavior and trigger the protection tools available on the platform.
• Compliance with legal obligations: comply with requests from competent authorities, report transactions in accordance with Brazilian anti-money laundering regulations, and cooperate with investigations as required by law.
• Product improvement: analyze usage patterns in an aggregated and anonymized manner to improve the platform experience, identify bugs, and develop new features.

4 Legal Basis for Processing (LGPD)

The 45bvip processes your personal data based on the following legal grounds set out in the LGPD (Art. 7 and Art. 11):

• Contract performance (Art. 7, V): the processing is necessary to deliver the services you engaged when creating your account — Sports Betting, games, payments, and support.
• Compliance with a legal obligation (Art. 7, II): identity verification (KYC), anti-money laundering measures, and reporting to competent authorities are required under Brazilian law.
• Legitimate interest (Art. 7, IX): fraud prevention, platform security, and aggregated usage analysis for product improvement.
• Consent (Art. 7, I): sending marketing communications and delivering preference-based personalization. You may withdraw this consent at any time in your account settings.

5 Data Sharing with Third Parties

The 45bvip does not sell, rent, or share members' personal data with third parties for commercial purposes. Data sharing only occurs in the situations listed below and strictly to the extent necessary:

• Payment processors: financial data is shared with partners responsible for processing deposits and withdrawals via Pix, boleto bancário, credit and debit card, PicPay, Mercado Pago, and TED through Nubank, Itaú, Bradesco, and Banco do Brasil. These partners operate as data processors under contract with 45bvip and are subject to the same data protection obligations.
• Identity verification providers (KYC): to verify your identity, 45bvip may share data with services specialized in document verification and fraud prevention. These services receive only the data strictly necessary for the verification.
• Competent authorities: when required by law, court order, or a substantiated request from a competent Brazilian authority. 45bvip will notify the data subject whenever possible, unless notification is prohibited by the authority itself.
• Technology providers: cloud infrastructure, hosting, performance analytics, and security tools that support the platform's operations. These providers act as processors under a data processing agreement with confidentiality obligations.
• Game providers: for live casino games and slots, minimal technical data (such as an anonymized session identifier) may be shared with content providers to ensure the game functions correctly.

All third parties with whom the 45bvip shares data are subject to contractual agreements that require the same level of protection set out in this policy and under the LGPD. 45bvip is responsible for ensuring that the data operators it engages are fully compliant.

6 Data Retention and Deletion

The 45bvip retains your personal data for as long as necessary to fulfil the purposes described in this policy, or for the period required by applicable Brazilian law, whichever is longer. The general retention criteria are:

• Active account data: kept for as long as your account remains active at 45bvip.
• Data after account closure: financial transaction records, bets, and identity verifications are retained for a minimum of 5 years after account closure, as required by Brazilian anti-money laundering regulations (Law No. 9,613/1998 and COAF rules).
• Support communication records: retained for 2 years after the last contact for quality assurance and dispute resolution purposes.
• Access logs and technical data: retained for up to 6 months, unless required for fraud investigation or compliance with a court order.
• Marketing data (with consent): deleted within 30 days of consent withdrawal.

After the applicable retention period, data is anonymized or securely and irreversibly deleted from the systems of the 45bvip. You may request early deletion of your data by exercising your rights as outlined in Section 10 of this policy, subject to the minimum retention periods required by law.

7 Data Security

Protecting your data is an absolute priority at the 45bvip. The technical and organizational security measures we have implemented include:

• 256-bit SSL/TLS Encryption in all communications between your device and our platform.
• Encryption at rest for sensitive data stored in our systems, including passwords (stored only as an irreversible salted hash).
• Two-factor authentication (2FA) available to all members and mandatory for internal administrative access.
• 24-hour security monitoring with incident detection and response systems (SIEM) to identify unauthorized access in real time.
• Access control based on the principle of least privilege: 45bvip staff members only have access to the data strictly necessary for their roles.
• Penetration testing (pentest) conducted periodically by independent specialized firms.
• Encrypted backups with retention in geographically separate environments.
• Data protection training for all staff members with access to personal data.

Despite all the measures above, no security system is 100% foolproof. In the event of a security incident that may compromise your data, the 45bvip is committed to notifying affected data subjects and the ANPD (Autoridade Nacional de Proteção de Dados) within the 72-hour timeframe established by the LGPD, describing the nature of the incident, the data involved, and the measures taken.

8 Cookies and Tracking Technologies

The 45bvip uses cookies and similar technologies to improve the platform experience. The types of cookies we use are:

• Essential cookies: required for the platform's core functionality — authentication, game sessions, bet slip, and language preferences. These cannot be disabled.
• Performance cookies: collect anonymous, aggregated data about how you use the platform (pages visited, session duration, errors encountered). Used to improve performance and identify bugs.
• Functionality cookies: remember your configuration preferences, such as platform layout, favorite sports, and odds settings.
• Personalization cookies: allow 45bvip to personalize game suggestions and promotions based on your usage history. They require your explicit consent.

You can manage your cookie preferences at any time through the account settings panel on the 45bvip. Disabling non-essential cookies may affect some platform features, but will not prevent use of the core services.

9 Minors

The 45bvip is intended exclusively for individuals who are 18 years of age or older. We do not intentionally collect personal data from individuals under 18. By registering, you expressly confirm that you are 18 years of age or older.

The 45bvip takes active measures to prevent access by minors:

• Date of birth verification at registration, with cross-validation during the KYC process.
• Monitoring of usage patterns that may indicate access by a minor.
• Legal guardians may file reports through the support channel.

If the 45bvip identify that it has collected data from a user under 18, the account will be immediately closed, the balance returned to the original payment source, and the data deleted from our systems. If you are the legal guardian of a minor and have identified unauthorized access to the platform, please contact support via live chat or at contato@45bvip.net so we can act immediately.

10 Your Rights as a Data Subject (LGPD)

The LGPD grants you, as the data subject whose data is processed by the 45bvip, the following rights, which may be exercised at any time:

To exercise any of your rights, please contact the Data Protection Officer (DPO) of 45bvip by email privacidade@45bvip.net or via the support chat. Requests are answered within 15 business days. In more complex cases, the deadline may be extended by an additional 15 days, with a justification communicated to you.

You also have the right to file a complaint with the National Data Protection Authority (ANPD) if you believe your rights have not been adequately addressed by the 45bvip.

11 International Data Transfer

The operation of the 45bvip may involve the use of servers and technology providers located outside Brazil. When personal data is transferred internationally, the 45bvip ensures that such transfers are carried out in compliance with Article 33 of the LGPD, adopting at least one of the following measures:

• Transfer to countries whose level of data protection is recognized as adequate by the ANPD.
• Use of specific contractual clauses that guarantee data subjects the same rights protected under the LGPD.
• Adoption of global binding corporate rules approved by the ANPD.

The main infrastructure providers used by the 45bvip are enterprise-grade cloud services with internationally recognized security certifications (ISO 27001, SOC 2) and privacy policies fully compatible with the LGPD. No sensitive financial data is stored outside Brazil.

12 Contact, DPO & Policy Updates

The 45bvip has appointed a Data Protection Officer (DPO) responsible for overseeing compliance with this policy and serving as a communication channel for data subjects and the ANPD:

• DPO Email: privacidade@45bvip.net
• General support: contato@45bvip.net
• Live chat: available 24/7 directly on the 45bvip platform

This Privacy Policy may be updated periodically to reflect changes in data processing practices, as well as new products and services offered by the 45bvip or changes in applicable law. Significant changes will be communicated to members at least 15 days in advance by email and through a prominent notice on the platform.

Continued use of the platform after an update's effective date constitutes acceptance of the new version of the policy. The current version and all previous versions are available upon request to support.